Travelling requires a lot of advance planning. We have to book their tickets, get our accommodations in place, research about destinations to visit and finally pack our bags. We have to ensure all the schedules are planned with friends and family. While being busy with these various aspects of travel we tend to forget the most important thing that needs to be done, which is investing in a travel insurance policy. People tend to forget its vast significance. When suggested to invest in a travel insurance policy they begin to question, “Is travel insurance worth it?”

Thus, it is a very important question to ask ourselves whether we should invest in  travel insurance or not? You might wonder, what is the point of travel insurance? And it is only going to help me if I am in trouble, what else does it have to offer?

Well, we are going to clear your doubts in this article! Let us understand if travel insurance is necessary?

Taking travel insurance can benefit you in multiple ways! Firstly, it offers you financial protection on specific difficulties that you may experience on your trip. Secondly, it provides a cover if you need medical aid or if you have lost your luggage.

One of the most crucial investments a person can make is in Travel Insurance. It covers a variety of risks and holds a special significance when travelling internationally. In short, travel insurances cover costs and losses associated with travelling.

Here is a list of reasons to convince you to get your travel insurance on your next trip, without fail:

Importance of travel insurance

1. In case your trip gets cancelled

• Sometimes, due to many reasons like injuries, national emergencies, politically challenging situations and natural disasters you may have to cancel your trip. Reality is not always in our control. Cruise lines, airlines and hotels may offer you a small sum or no refund at times for your cancelled vacation.
• This is where travel insurance plays a vital role. With the help of it, you won’t lose the entire amount of the trip you’ve spent on. So for all those abrupt and urgent changes, travel insurance can give you an added cover.
• So, if you ask that impending question to yourself and others, “Is travel insurance necessary?” The answer is certainly, “Yes.”

2. Missing a connecting flight

• By any chance, if you miss your connecting flight, that may occur due to delay in the first flight, you can get the reimbursement for all the expenses of the missed flight.

• Flights frequently run late, this can cause a great impact on your trip if you do not have your insurance in check. Although, if a covered departure is delayed, then all your lodging, meals and other losses are taken care of by your travel insurance.

3. Medical Emergencies can be covered by travel insurance

• Many times, health insurances don’t cover costs if you’re abroad and sick. Thus, in any cases of mishaps or illnesses and if you might need medical aid, your travel insurance covers it for you.

• It is beneficial in covering medical costs as well as dental emergencies that occur while you are on your trip. Some even help organise a return trip for your treatment.

   

4. Assistance in case of losing your belongings

• There cannot be a more anxious trip if this occurs to you. To lose your bag, passport and important papers on your trip is a highly stressful situation. However, do not worry, in case you lose your passport.

• If you have your travel insurance, it will cover getting a new or duplicate passport soon after it has been misplaced. In cases of losing your belongings, you shall be compensated up to an amount approved by the policy for your losses.

• If your luggage is delayed, you can get reimbursed for personal items that you would’ve purchased while waiting. If your baggage is lost, you will be provided with necessary items until they track your bags. Of course it won’t be the same as your own things, but at least your trip won’t be hassled by inconveniences when you have travel insurance. So, now we all can see, what is the point of travel insurance?

5. Financial Security for your international trips

• Imagine visiting a really nice place, but alas, your belongings get stolen, what would you do next? This is where travel insurance comes into play! In instances of such horrid situations, your insurance provider can help you with financial backup, and also deal with the problem.

  So, is travel insurance worth it? Yes, it is!!

6. Fraudulent Charges

• In situations of losing your debit or credit cards and then getting notified that someone has been using it, obviously is scary. You won’t just be losing your money but losing it in a place where you might spend double, and where you might not find help easily either.

• With the help of travel insurance,  your policy refunds you most of the money that you have lost because of stolen cards, at least up to 12 hours prior to your first reporting of the incident.

   

• It would be good to always be in touch with your tour operator and inform them about your whereabouts. They do provide this personal touch.

   

• They use the services of travel software company like ETOS to offer personalized travel solutions http://www.etosglobal.com/blogs/how-can-tour-operators-and-dmcs-provide-personalized-travel-experiences-using-technology

7. Adventure sports cover by travel insurance

• Many different countries in the world have large and varied terrain.

• They offer a wide range of opportunities to engage in different adventure sports, like bungee jumping, skiing, trekking, safari, et cetera. But one must keep in mind that these adrenaline rushes come with their own set of risks.

• Your travel insurance can help cover for treatment required for any injuries that occur while you go on your trip to adventure!

   

8. Personal liability cover

• Travel insurances are like an add-on offering coverage, which are helpful in times of any legal liabilities that may arise due to your actions during your vacation.
• For instance, travel insurance can help if you accidently damage or cause injury to a third party or their property. This is truly helpful for folks who are visiting a new location and are not fully aware of the law and order of that particular place.

9. Home burglary is covered by travel insurance

• In situations of break ins in your home while you’re on your trip, the travel insurance covers the losses or bills for you. This is extremely useful if you’re leaving your home unattended for a longer duration of time.

   

• Now that you know the importance of travel insurance, make sure to apply for one on your next trip! Remember the famous phrase, “It is better to be safe than sorry!”

   

When you speak to your tour operator, ensure that they are using the service of a travel software company and they are tech savvy http://www.etosglobal.com/blogs/7-best-ai-tools-for-travel-companies-to-offer-customized-travel-solutions . This helps in understanding if they are offering the best travel services to you. 

ETOS offers the best travel software solutions to streamline processes and facilitate customer service.

Get in touch with our team, which is prompt in answering your queries and always ready to guide you. Book your free demo now!!